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Living off campus, while studying at UF, can be a satisfying and rewarding experience that can add to a student's educational experience. Before choosing a residence, students need to consider what needs and preferences they have for not only cost of living and rent but also distance from campus, length of lease, roommates and safety to name a few.

OCL recommends you take your time when looking for off-campus housing. There are plenty of apartments, condos and houses for rent in Gainesville, shop around for the perfect place to live and only sign a lease when you are ready.

Step 1: Don’t Rush

OCL is here to help you with your search and we recommend following the steps below to assist you with your housing search:

Gainesville is a renter’s market so take your time and enjoy the search. It can be an exciting experience to choose your future home! Also, tour 4-5 properties before you sign a lease and never sign a lease for a property that you’ve not toured in person. Off Campus Life has two resources to assist you with your housing tours and to help you make the best decision about off-campus housing. The first is a list of quesitons to ask when touring apartments click here and the second is an apartment rating check-list click here

Step 2: Budget

Most students typically live in 4 bedroom apartments with each student having their own bedroom and bathroom. The roommates share the kitchen and living room. These types of complexes allow students to meet other students and share in the cost of off-campus housing. The average cost for a room in a 4 bedroom complex is $560/month. This cost is all inclusive and typically covers rent, utilities, cable and internet. Most complexes do have a cap on utilities so when touring complexes, ask for the cap amount. Any amount of utilities that roommates spend over a utility cap is split between the roommates. Some fees associated with signing a lease off campus include application fees, redecoration fee, processing fee, first and last month’s rent, deposit, pet fees (if applicable) and cost for furniture per month. Consider these extra costs in your budget.

Gainesville also has 3 bedroom, 2 bedroom, 1 bedroom, studio apartments, condos and houses for rent. Below are some average rental costs by bedroom and type. Keep in mind these are averages so cost can vary above and below the average.

Rent Averages & Additional Costs 

DISTANCE (1-2 miles to UF campus)
4 Bedroom/4 Bath                  $725
3 Bedroom/3 Bath                  $780
2 Bedroom/2 Bath                  $830
1 Bedroom/1 Bath                  $1150
Application Fee                         $60
Deposit with guarantor           $440
Deposit without a guarantor   $780
Monthly Pet Fee                       $25
Pet Deposit                            $270

DISTANCE (3 or more miles to UF campus)
4 Bedroom/4 Bath                 $540
3 Bedroom/3 Bath                 $584
2 Bedroom/2 Bath                 $705
1 Bedroom/1 Bath                 $871
Application Fee                       $40
Deposit with guarantor          $205
Deposit without a guarantor  $718
Monthly Pet Fee                     $62
Pet Deposit                           $266
Short term lease                     $92

Step 3: Free Housing Locator

Visit the Off Campus Life off campus housing locator to search our database for off-campus housing. You can customize your search based on various criteria such as price, location, amenities, number of bedrooms, pet friendly properties, etc. You can also use the locator to search for sublease and find roommates.

Step 4: Tour

Off Campus Life recommends that you tour at least 5-6 different apartment complexes before you sign a lease off campus. We also advise that you NEVER sign a lease in a complex that you have not toured in person. When taking a tour check for safety features, lighting, property upkeep, property amenities, distance to campus, bus stop location, neighborhood features and is the management/landlord friendly and helpful. Keep track of your likes and dislikes for each property and refer back when making your final decision.

Step 5: Leases

Gainesville has two types of leases: individual and joint. An individual lease allows all roommates to sign their own lease. Under an individual lease, each roommate is responsible for their own rent so if a roommate does not pay their rent, the other roommates will not be held responsible for the rent. The individual lease is the most common lease for 3 or 4 bedrooms apartments and is recommended by Off Campus Life.

The other type of lease is the joint lease which is more common in houses and condos for rent. This lease also requires all residents to sign the lease, but under a joint lease, the landlord can hold the other roommates responsible for the cost if a roommate does not pay the rent or utilities. For more information about renting a house or condo in Gainesville see Step 10.

Some complexes require students to have a guarantor or co-signer for their lease. The guarantor is typically a family member who is willing to assume the monthly cost for the rent if for any reason you are not able to pay the rent.

Off Campus Life suggests you only sign the lease for the length that you need. If you know that you only need or want a 6- or 10-month lease, ask the complex to accommodate this need. Some complexes will charge you a monthly fee for a lease shorter than 12 months, but that cost will likely be less than having to pay for months of rent that you do not need.

Also, check the move-in and move-out dates in the lease before signing it and make sure they are before classes begin and after classes and finals are over.  For the academic dates visit UF's Registrar office website https://catalog.ufl.edu/ugrad/current/Pages/dates-and-deadlines.aspx.  It is YOUR responsiblity to make sure these dates are correct before signing your lease or you run the risk of having to move out before your semester is over.

A sublease is an arrangement where a student assumes another student's responsibilities for his or her apartment lease for a certain period of time. Subleases are common in Gainesville, and students looking to sublease appreciate another student taking over their lease so they can study abroad or complete an internship for the semester. Subleasing is a great way to also find a short term lease for a specific semester. Below are some tips to follow to post a sublease or search for a sublease. 

To list a sublease:

  • Check  your lease first, make sure you can sublease
  • Check your lease to find out if you are responsible for any sublease fees
  • Confirm with your landlord & apartment complex management that you can sublease your apartment
  • Visit the OCL Housing Locator website https://housing.offcampus.ufl.edu/
  • Click on the blue Sign Up button
  • Click on UF Students
  • Complete the Member Registration – you MUST use your ufl.edu email to post for FREE
  • Post your sublease listing
  • Follow up with any contacts
  • Let your roommates meet any potential future roommates
  • Make sure the landlord or property management knows that someone is taking over your lease
  • Make sure you have any paperwork from the landlord or apartment complex management releasing you from the lease

To find a sublease:

  • Visit the OCL Housing Locator website https://housing.offcampus.ufl.edu/
  • Click on blue Search button
  • Under Listing Type click on Sublet
  • Search & contact the listings that interest you
  • Tour properties in person
  • Meet potential roommates
  • DON’T do a verbal agreement with a sublease
  • ALWAYS sign the lease directly with the landlord or apartment complex
  • You want the landlord or apartment complex to know you are living there
  • You want any rent money you pay to go directly to the landlord or apartment complex
  • Read sublease agreements very carefully before signing
  • UF’s Student Legal Services can check leases before you sign them http://www.studentlegalservices.ufl.edu 
  • Check bus routes http://www.go-rts.com
  • Check crime statistics http://www.crimereports.com
  • Make sure lease dates match with academic dates http://www.registrar.ufl.edu 

OCL provides a sample sublease agreement that can be attached to the terms of the lease.

Need help understanding your lease?

Another resource for students at UF is Student Legal Services. This UF office provides free legal service for full-time students. You can set up an appointment with Student Legal Services to review the leases you are considering before you sign a lease. To make an appointment, visit the SLS website and complete the client intake form. Even if you are not currently taking classes, you can still take advantage of this resource. Just note on your intake form that you are a new student.

Step 6: Safety

Off Campus Life advises going back to tour a prospective complex or house at night to check for various night safeguards:

  • Is there adequate lighting?
  • Is the security gate working?
  • Are the security guards that were promised there?
  • How’s the complex noise level?

Another great resource to check before signing a lease is called Crime Reports www.crimereports.com. Provided by the Gainesville Police Department, Crime Reports allows you to see all the crime that has occurred in certain areas in the past week or months. Enter the addresses of the complexes or houses you are thinking about signing a lease at and a map with reported crime will pop-up.

For more safety tips, see the Gator Guide to Off Campus Life.

Step 7: Renters Insurance

Off Campus Life recommends students purchase renters insurance for coverage in your rental apartment or house.  If you are still financially dependent on a family member and if this family member owns a home check the homeowner's policy first to see if their is covereage for your rental property while in college.  Some homeowner's policies will cover dependent belongings in a rental or residence hall while in college, some policies will require an additional monthly fee for coverage and some policies will not allow coverage.  So ask first.  If this type of coverage is not available then we suggest looking into purchasing a renters policy.  This is usually a minimal cost on average from $5-35 per month and often can be added on to an existing car insurance policy.  Any good renters policy will cover the replacement of your belongings in your rental property due to damage because of lighting, storm damage, fire, smoke or theft.  To learn more about renters policies come by the OCL office and pick up the Gator Guide to Off Campus Life.  OCL's annual publicaiton will have information about renters policies and OCL staff can help to answer your questions.  Make sure you are covered before the unexpected happens.  If you are looking for an insurance company in Gainesville OCL recommends McGriff-Williams Insurance http://mcgriffwilliams.com/.  Here's a great blog post http://www.mcgriffwilliams.com/McGriff-Williams-Insurance-Blog/63/Renters-Insurance-in-Gainesville-FL/ provided by McGriff-Williams insurance with helpful information about what renters policies cover and what type of covereage you should purchase.  Thanks McGriff-Williams.

Step 8: Transportation

The number one mode of transportation for students is the RTS (Regional Transit System) bus system. All students pay a transportation fee as part of their tuition and this allows students to take the bus anywhere both on and off campus. Students simply show their student ID and they can take the bus anywhere. Over 90% of students utilize the bus on a daily basis and 90% of the apartment complexes are located on the RTS system. To learn more about bus routes and the resources that RTS provides please visit their website.

If you are interested in driving to campus, you must purchase a decal to be able to park on campus between 7:30a.m. - 4:30p.m. After 4:30p.m. and on weekdays, you are able to park on campus in most areas without a decal. Be sure to read the signage for appropriate parking locations and hours. For more information on purchasing a parking decal, go to www.parking.ufl.edu.

Step 9: Roommates

Most complexes provide roommate matching but every complex differs in how they pair roommates. Some complexes will place students where there are vacancies. Other complexes will have students fill out forms to find out their living habits and preferences. Complex management utilize these lifestyle questionnaires to match roommates with similar preferences. Be sure to ask questions about how each complex matches their roommates when taking a tour.

Download a Roommate Agreement created by OCL staff for your use by clicking here.

Also, don’t forget to utilize the FREE roommate matching services on the OCL housing locator.

Step 10: Get Involved

Take advantage of all the great opportunities and resources that UF has to offer. Get involved by getting a job on campus, joining a student organization, doing research, joining a fraternity or sorority, signing up for intramurals or simply taking advantage of the many activities that are happening on campus every day. Getting involved with academic and leadership opportunities will help you to be a successful student, help you to make friends and prepare you for graduation.

Step 11: Renting a House

Renting a house or condo in Gainesville often requires a 12-month commitment to a lease. While short-term lease options are few and far for apartments, it is particularly rare to find a landlord who offers a lease shorter than 12 months for a rental house. So If you are not planning on staying in Gainesville for the entirety of your lease commitment (a whole year) you might consider subleasing for the semester or months you will be away. There are many differences between renting an apartment and house or condo that you should understand before signing a lease.

Utilities: When renting a house the leasers are responsible for setting up and paying for their own utilities, cable, and Internet, unlike all-inclusive apartment deals. To get average utilities costs for the house you are thinking about renting contact Gainesville Regional Utilities (GRU) -- (352) 334-3434.

Parking: Most houses have their own garage and driveway so you and your roommates can park in designated parking areas set up by your landlord. However, some houses only have street parking. Each car that parks in street parking needs a decal issued by the City of Gainesvillfor that particular "parking zone."

Pertinent City Ordinances: Gainesville has a city ordinance that limits the number of occupants to a house to no more than three unrelated people. Essentially, you cannot have more than three people living in the same house unless two or more of them are family. If you don't follow this rule you can face eviction so plan wisely when choosing the number of roommates.

Landlord Permit: Landlords are required to purchase a permit through the City of Gainesville that allows them to rent a house. It is a good idea to make sure that your landlord has a permit before you sign a lease. Visit the City of Gainesville website to check by address or name whether you landlord has a permit.

Garbage & Recycling: Houses have both garbage receptacles and recycling bins for paper, cans and bottles. Neighborhoods have a specific garbage and recycling pick up day. Make sure that your cans and recycling bins are placed at the curb by 7 a.m. on your pick up day and removed that same day after pickup.


Off Campus Life loves questions. Contact OCL Director Nora Kilroy, by email norak@offcampus.ufl.edu, phone at 352-392-1207.